T.W.’s Christmas List

Can I tell you a secret?  My hubby has an unflattering nickname for me.  It’s T.W.

Now that could stand for a lot of great things like Terrific Wife or Tenacious Worker or Tidy Woman (which I am all of these, of course).  But no, it doesn’t stand for any of them.

It stands for…

TIGHTWAD!

Yes, he calls me a tightwad.  All in good fun, of course, but still.  Tightwad?

OK, maybe it’s true.  But why couldn’t he call me “frugal-ista” or “bargain babe” or something a little more cool sounding than tightwad!  Tightwad conjures up images of crotchety old men who pinch pennies and steal toilet paper from public restrooms.  (I do NOT do that, for the record).

But I guess if I own the title then I have to wear it.  I am pretty much a T.W.

We start saving in August to ensure that we have a great Christmas and it’s 100% paid for.  No credit card debt in this house.  No, no, no.  Credit cards are for earning cash rewards only.   (Helpful insight:  I’m a financial analyst by trade.  My tightwady-ness is hardwired.)

BUT, Christmas is the ONE time of the year that I don’t own up to my T.W. name.  It’s a festival of splurge-worthiness!  Most of my investment pieces through the years have been Christmas presents.  So this is the only time that I get to indulge myself and not feel a smidge of guilt.

I’ve been thinking about my Christmas list for almost as long as I’ve been saving up for it.  It’s not quite finalized yet, but here are some of this year’s definite maybe’s!

1.  Anthropologie Ruffled Trench Coat/2.  Smashbox Be Legendary Lipstick in Honey/3.  Gorjana Alphabet Coin Bracelet/4.  Madewell Perfect Chambray Shirt/5.  Michael Kors Women’s Gramercy Gold Watch/6.  Just the Fox Ma’am Sweater/7.  Frye Melissa Button Boot in Cognac/8.  Cashmere Pop Top Mittens/9.  Madewell Faux Fur Vest

Lipstick on my Christmas list?  Yes!  It makes a great stocking stuffer and that is my absolute fave color EVER.

I have a special tightwad outfit for you today.  Last week, my friend Sheaffer at Pinterest Told Me To asked me to re-create some outfits from Pinterest.  Here’s one that I did where almost every piece was under $20!  Totally Payday Pretty approved.

Here’s the Pin-spiration look.

 [Via]

My Interpretation!

[Chambray Shirt:  H&M/Tank:  Forever 21/Leggings:  Ross (Similar)/Scarf:  Old (Similar)/Boots:  Target (Similar)/Gold Watch:  New York & Co. (Similar)]

This has become one of my new favorite outfits to kick around in on weekends.  It’s super comfortable yet looks totally put together.  And did I mention most of it was $20 and under?  Speaking of…

Have you entered the Payday Pretty Challenge Giveaway yet? 

Peggy did.  Check out this fabulous leopard print dress she got!

[Via]

I’m giving away $100 in Target gift cards – $20 each Friday for the next five weeks!   All you have to do is take $20 out of the weekly budget to do something pretty for yourself and then show me what you got. Sound like fun?  Oh, it is!

You can enter every week.  Here’s how:

1.  If you’re a blogger, write about Payday Pretty and link back to me in your post = 5 Entries

2.  Post a picture of what you got on my Facebook page = 3 Entries

3.  Post a comment on this post and tell me what you got = 2 Entries

Good luck and I can’t wait to see what you get!

a Rafflecopter giveaway

Linking up with:  Visible Monday, YOLO Mondays, Monday Mingle, Real Girl Style

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